Compare your financing options

Both fund a business — but one is a lump sum with fixed payments, the other is revolving capital you draw as needed. Here is how to choose.

Both turn future money into cash today, but they underwrite completely differently. One advances your unpaid invoices; the other advances against your sales.

SBA loans offer the lowest rates and longest terms in commercial lending — but they take longer to fund. A conventional term loan trades a higher rate for speed.

Both flex with your business, but a line of credit is reusable revolving capital, while revenue-based financing is a lump sum repaid as a share of sales.

Both put equipment in your hands without paying cash upfront — but one builds ownership while the other keeps payments low and flexible.

Both are government-backed and low-rate, but 7(a) is the flexible all-purpose loan while 504 is built specifically for major fixed assets.

Applying to one bank means one set of criteria and one answer. A marketplace puts your application in front of 50 lenders that compete for it.

A broker shops your deal manually, often to a handful of relationships. A marketplace routes it to 50 lenders instantly and shows you every offer.