EQ Funding routes your application across 75 specialized lenders in parallel. One form. Side-by-side offers. Funding in hours, not months.
Six questions. No documents required to start. No effect on your credit score.
Your application is broadcast to the 8–12 lenders most likely to fund your specific profile.
Live terms surface in your dashboard. Sort by APR, term, payment. No teaser rates.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Fixed-rate capital with predictable monthly terms, 2 to 10 years.
Government-backed rates and the longest amortizations on the market.
Revolving capital, drawn on demand. Only pay for what you use.
Funding tied to receivables. No collateral, no fixed term.
Capital secured by the asset itself. Section 179 friendly.
Convert outstanding receivables into same-day working capital.
Founder-friendly financing built around projections, not just revenue.
Tap your home equity. Best HELOC and home equity loan rates from 75 lenders.
Best auto finance rates. Compare 75 lenders before you walk into the dealership.
No effect on your credit score. Pre-qualification is invisible to other lenders and has zero impact on your FICO. A hard inquiry only happens once you accept a specific lender's offer — and you control that moment.
None to start. The 7-question application takes ~2 minutes and uses no documents. Once we route your file and an offer comes back, lenders typically request: 3–6 months of bank statements, a driver's license, and (for amounts over $250K) a recent tax return.
Median end-to-end for term loans and lines of credit is under 2 days. Revenue-based products can fund same-day. SBA loans take 14–30 days due to government underwriting — the trade-off is the lowest available APR.
Probably. We work with lenders who underwrite on revenue and trajectory, not just credit. Operators with sub-600 scores routinely fund here through revenue-based products and equipment financing.
No. We route to the 8–12 lenders most likely to fund your specific profile. Your file is never broadcast publicly, sold to data brokers, or shared with companies you didn't authorize.
Nothing, to you. EQ is paid by the lender when your deal closes — never by you. We only get paid if you accept an offer, so we're motivated to find you the best terms.
Six questions. Two minutes. No effect on your credit score. Real offers from 75 lenders within 24 hours.