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REVENUE-BASED FINANCING · 50 LENDERS

Revenue-based loans.
Collateral required.
No collateral. No fixed term.

Compare revenue-based financing and revenue-based loan offers from 50 lenders. Funding tied to your receivables — no collateral, no fixed term. Real offers in 24 hours, can fund same-day.

50
Lender network
competing in parallel
8
Product categories
one application
24hr
To real offers
side-by-side terms
48hr
To funding
from acceptance
Application · step 01 of 06
Funding amount · required

How much do you need?

USD
No effect on credit score2 min to complete256-bit TLS
FUNDING VELOCITY · 30D141%
▸ BUSINESSES FUNDED
$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan
01 · REVENUE-BASED FINANCING ESTIMATOR

What does a factor rate really cost?

Revenue-based financing is priced as a factor rate, not an APR — so the true cost is easy to miss. This shows total payback, the fee, and an estimated effective APR. Real offers from our 50-lender network may differ.
$ Advance amount$100K
$5K$250K$500K$750K$1M
▸ Factor rate1.09×
$ Monthly revenue$80K · 12% holdback
$10K$250K$500K$750K$1M
EST · TOTAL PAYBACK · LIVE
USD$109,000
On $100K advanced · ~9% effective APR · pays off in ~12 mo

// Where the payback goes

Advance received
$100K
Cost of capital (fee)
$9K
Soft estimate. Real offers from our 50-lender network in 24 hours. No credit pull.
02 · OPERATING PROCEDURE

From application
to wire in four steps.

No calls from a dozen lenders, no chasing rates. You apply once — to the lenders you choose with the best terms.
step 01~2 MIN

Tell us your situation.

Six questions. No documents required to start. No effect on your credit score.

step 02~5 MIN

You pick your lenders.

Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.

step 0324-48 HR

Compare real offers.

We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.

step 0424-48 HRS

Sign & fund.

One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.

03 · CAPITAL PRODUCTS

Eight products.
One application.

We route your file across every applicable product type — and let the lenders compete for your business.
04 · BENCHMARK

How we stack
against the field.

The metrics that actually decide a deal — time to offer, lenders competing, credit impact, speed to fund — against a bank and a typical marketplace.
METRIC
EQ FUNDING
TRADITIONAL BANK
OTHER MARKETPLACES
Time to first offer
24 hours
2–6 weeks
48–72 hours
Credit inquiry
Soft
Hard
Hard
Lenders compared
50+
1
8–15
Industries declined
None
Many
Some
Speed to fund
24-48 hours
30-90 days
5-14 days
FROM THE BLOG

Guides to getting funded.

05 · FREQUENTLY ASKED

5 questions
most businesses ask.

Revenue-based financing advances you cash now in exchange for a percentage of future revenue until a fixed amount is repaid. There's no fixed monthly payment — payments scale with your revenue, which protects cash flow during slow months.

A traditional loan has a fixed interest rate and monthly payment. Revenue-based financing uses a "factor rate" (typically 1.1–1.5x) and remits a percentage of daily or weekly revenue. Faster to fund, no collateral required.

No collateral required. Underwriting is based on your monthly revenue trajectory and time in business. Most revenue based financing lenders want 3–6 months of consistent revenue to qualify.

Minimum $8K–$10K monthly revenue for most lenders. Higher revenue unlocks larger advances and better factor rates. Businesses doing $50K+/month typically qualify for $100K+ advances.

Same-day funding is realistic for revenue-based advances under $100K. Larger advances ($250K+) typically fund in 24–48 hours after document collection. No collateral docs, no personal financial statements needed.

READY · APPLICATION OPEN

Apply once.
Get funded.

Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.

No documents to start
No effect on credit score
2 minutes total
First offers in 24hr