Startup capital, seed funding, and company funding for founders. Underwritten on founder profile, business plan, and projections — not just revenue. Compare offers from 50 lenders.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Fixed-rate capital with predictable monthly terms, 2 to 10 years.
Government-backed rates and the longest amortizations on the market.
Revolving capital, drawn on demand. Only pay for what you use.
Funding tied to receivables. No collateral, no fixed term.
Capital secured by the asset itself. Section 179 friendly.
Convert outstanding receivables into same-day working capital.
Founder-friendly financing built around projections, not just revenue.
Bridge, acquisition, and asset-backed financing secured by commercial property.
How new and pre-revenue businesses get funded — debt vs. equity, what underwriters look at before you have revenue, and realistic products and amounts by stage.
What opening a franchise really costs — franchise fee, build-out, equipment, and working capital — and which funding covers each, from SBA 7(a) to startup capital.
Business loans for bad credit explained — which products underwrite on cash flow and assets, not just your score, plus rates and ways to boost approval odds.
A practical playbook for building business credit from scratch — separating it from personal credit, the setup steps, the bureaus that matter, and why it pays off.
Yes. Several lenders in our network underwrite startup capital based on founder credit (700+), business plan, and projections. Pre-revenue founders typically qualify for $25K–$150K of startup financing.
Seed funding traditionally means equity from investors (you give up ownership). Startup capital from EQ Funding is debt-based — you keep 100% equity and pay back over time. No board seats, no dilution.
Most startup capital programs require 680+ personal FICO since they underwrite on personal credit rather than business history. Below 680 you can still qualify via revenue-based or equipment financing once you have 3–6 months of revenue.
$10K–$250K is typical for pre-revenue startups. Established but young companies (6–18 months) can qualify for $250K–$750K. Startup capital scales with revenue trajectory and founder profile.
24–72 hours for SBA microloans and personal-guarantee facilities. Equity-style seed funding takes weeks. Our network specializes in fast-funding debt products that preserve your ownership.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.