PartnersLenders
BUSINESS TERM LOANS · 50 LENDERS

Business term loans.
Banks take weeks.
Offers in 24 hours.

Compare business term loans, short term loans, and small business term loan offers from 50 lenders in one application. Fixed rates, predictable monthly payments, 2 to 10 years. Real offers in 24 hours, funded in 48.

50
Lender network
competing in parallel
8
Product categories
one application
24hr
To real offers
side-by-side terms
48hr
To funding
from acceptance
Application · step 01 of 06
Funding amount · required

How much do you need?

USD
No effect on credit score2 min to complete256-bit TLS
FUNDING VELOCITY · 30D141%
▸ BUSINESSES FUNDED
$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan
01 · TERM LOAN ESTIMATOR

What's the monthly payment on a term loan?

Estimate based on loan amount, term, and credit. Fixed monthly payments, 1 to 10 years. Real offers from our 50-lender network may differ.
$ Loan amount$250K
$5K$1M$2.5M$5M
▸ Term length5 years
▸ Credit score700 · ~12.0% APR
500580660720780850
EST · MONTHLY PAYMENT · LIVE
USD$5,561
Per month · 5-year term · ~$84K total interest

// Payment by term

1-year term
$22K/mo
2-year term
$12K/mo
3-year term
$8K/mo
5-year term
$6K/mo
7-year term
$4K/mo
10-year term
$4K/mo
Soft estimate. Real offers from our 50-lender network in 24 hours. No credit pull.
02 · OPERATING PROCEDURE

From application
to wire in four steps.

No calls from a dozen lenders, no chasing rates. You apply once — to the lenders you choose with the best terms.
step 01~2 MIN

Tell us your situation.

Six questions. No documents required to start. No effect on your credit score.

step 02~5 MIN

You pick your lenders.

Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.

step 0324-48 HR

Compare real offers.

We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.

step 0424-48 HRS

Sign & fund.

One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.

03 · CAPITAL PRODUCTS

Eight products.
One application.

We route your file across every applicable product type — and let the lenders compete for your business.
04 · BENCHMARK

How we stack
against the field.

The metrics that actually decide a deal — time to offer, lenders competing, credit impact, speed to fund — against a bank and a typical marketplace.
METRIC
EQ FUNDING
TRADITIONAL BANK
OTHER MARKETPLACES
Time to first offer
24 hours
2–6 weeks
48–72 hours
Credit inquiry
Soft
Hard
Hard
Lenders compared
50+
1
8–15
Industries declined
None
Many
Some
Speed to fund
24-48 hours
30-90 days
5-14 days
FROM THE BLOG

Guides to getting funded.

05 · FREQUENTLY ASKED

5 questions
most businesses ask.

Most lenders in our network underwrite term loans at 620+, with several specializing in 580–619. Stronger credit (680+) unlocks the lowest fixed rates. We route your file to the lenders most likely to fund your specific profile.

First offers typically arrive in 24 hours. Most business term loans fund in 24–48 hours after you accept. SBA-qualified term loans take longer (14–30 days) but offer the lowest rates available.

Short term business loans (3–18 months) fund quickly and work well for bridging cash flow. Long term business loans (2–10 years) suit equipment, expansion, or refinancing — lower monthly payments at a lower total cost.

Not necessarily. Many term loans in our network are unsecured up to $250K based on revenue and credit. Larger term loans may require a UCC blanket lien or specific collateral.

Yes. We route your file to lenders that offer refinancing for higher-rate term loans, MCA consolidation, and stacked debt cleanup. One application compares all your refinance options in 24 hours.

READY · APPLICATION OPEN

Apply once.
Get funded.

Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.

No documents to start
No effect on credit score
2 minutes total
First offers in 24hr