Convert outstanding receivables into same-day working capital. Compare invoice factoring, invoice financing, and factoring receivables offers from 50 lenders. Advances up to 90% of AR.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Fixed-rate capital with predictable monthly terms, 2 to 10 years.
Government-backed rates and the longest amortizations on the market.
Revolving capital, drawn on demand. Only pay for what you use.
Funding tied to receivables. No collateral, no fixed term.
Capital secured by the asset itself. Section 179 friendly.
Convert outstanding receivables into same-day working capital.
Founder-friendly financing built around projections, not just revenue.
Bridge, acquisition, and asset-backed financing secured by commercial property.
How invoice factoring works — the advance, fee, and rebate explained, factoring vs. invoice financing, recourse vs. non-recourse, and why your customer's credit matters.
What working capital is — the formula, a worked example, the cash-flow cycle behind it, and the fastest funding when you need it: a line of credit, RBF, or factoring.
How to make payroll when cash is tight — compare a line of credit, revenue-based financing, and invoice factoring, and fund in as little as a day.
Trucking and fleet financing made simple — freight factoring for slow-paying brokers, equipment financing for trucks and trailers, and working capital for fuel.
Factoring sells your invoices to a factor who collects from your customer directly. Invoice financing uses invoices as collateral for a loan — you still collect from your customer. Factoring is faster; invoice financing keeps customer relationships private.
Standard invoice factoring advances are 80–90% of the invoice value upfront. The remainder (minus the factoring fee, typically 1–5%) is released when your customer pays.
With traditional invoice factoring (notification), yes — invoices say "remit to factor". With non-notification factoring or invoice financing, the customer never knows. We can route your file to either type.
The first invoice can fund within 24 hours of approval. Established factoring receivables relationships fund same-day or next-business-day on every invoice submitted.
Yes — single-debtor concentration is fine for factoring receivables when the customer has strong credit (Fortune 500, government, large enterprise). Factor fees may be slightly higher for concentration risk but the speed is unchanged.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.