Convert outstanding receivables into same-day working capital. Compare invoice factoring, invoice financing, and factoring receivables offers from 50 lenders. Advances up to 90% of AR.
Six questions. No documents required to start. No effect on your credit score.
Your application is broadcast to the 8–12 lenders most likely to fund your specific profile.
Live terms surface in your dashboard. Sort by APR, term, payment. No teaser rates.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Fixed-rate capital with predictable monthly terms, 2 to 10 years.
Government-backed rates and the longest amortizations on the market.
Revolving capital, drawn on demand. Only pay for what you use.
Funding tied to receivables. No collateral, no fixed term.
Capital secured by the asset itself. Section 179 friendly.
Convert outstanding receivables into same-day working capital.
Founder-friendly financing built around projections, not just revenue.
Bridge, acquisition, and asset-backed financing secured by commercial property.
Factoring sells your invoices to a factor who collects from your customer directly. Invoice financing uses invoices as collateral for a loan — you still collect from your customer. Factoring is faster; invoice financing keeps customer relationships private.
Standard invoice factoring advances are 80–90% of the invoice value upfront. The remainder (minus the factoring fee, typically 1–5%) is released when your customer pays.
With traditional invoice factoring (notification), yes — invoices say "remit to factor". With non-notification factoring or invoice financing, the customer never knows. We can route your file to either type.
The first invoice can fund within 24 hours of approval. Established factoring receivables relationships fund same-day or next-business-day on every invoice submitted.
Yes — single-debtor concentration is fine for factoring receivables when the customer has strong credit (Fortune 500, government, large enterprise). Factor fees may be slightly higher for concentration risk but the speed is unchanged.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.