Compare a business term loan for e-commerce from 50 lenders in one application. The lenders that fund e-commerce brands bid for your deal — real offers in about 24 hours, no effect on your credit.
E-commerce use term loans to fund inventory, ad spend, and seasonal scaling with fixed, predictable payments over 2 to 10 years. One application puts your business in front of 50 lenders that compete on rate and term, with real offers in about 24 hours.
Instead of applying to one lender and hoping, you apply once and the lenders that actually fund e-commerce brands compete for your business. You compare real offers side by side and take the best terms — with no effect on your credit to look.
Reach the lenders most likely to fund a business like yours in a single form.
Comparing offers is a soft pull; a hard inquiry only happens if you accept.
Fund inventory, ad spend, and seasonal scaling with offers in about 24 hours.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Yes — e-commerce brands are a core fit. EQ Funding routes your file to the lenders in our network that specifically fund businesses like yours, so you see offers from the lenders most likely to approve you rather than a single bank's yes-or-no. The application takes about two minutes and there is no effect on your credit to see what you qualify for.
Most commonly inventory, ad spend, and seasonal scaling. There are typically no restrictions on use beyond the product itself — you take the capital and put it to work. If your need is more specific, the application lets you say so, and we route you to the lenders that fund that use.
First offers typically arrive within about 24 hours of applying, and funding can follow in as little as 48 hours once you accept. Asset-based and revenue-based products tend to move fastest; SBA-backed options take longer but carry the lowest rates and longest terms.
Comparing offers is a soft pull with no effect on your credit score — a hard inquiry only happens once you accept a specific lender. And it costs you nothing: EQ Funding is paid by the lender when your deal closes, never by you.
Most lenders in our network underwrite term loans at 620+, with several specializing in 580–619. Stronger credit (680+) unlocks the lowest fixed rates. We route your file to the lenders most likely to fund your specific profile.
First offers typically arrive in 24 hours. Most business term loans fund in 24–48 hours after you accept. SBA-qualified term loans take longer (14–30 days) but offer the lowest rates available.
Short term business loans (3–18 months) fund quickly and work well for bridging cash flow. Long term business loans (2–10 years) suit equipment, expansion, or refinancing — lower monthly payments at a lower total cost.
Not necessarily. Many term loans in our network are unsecured up to $250K based on revenue and credit. Larger term loans may require a UCC blanket lien or specific collateral.
Yes. We route your file to lenders that offer refinancing for higher-rate term loans, MCA consolidation, and stacked debt cleanup. One application compares all your refinance options in 24 hours.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.