A broker shops your deal manually, often to a handful of relationships. A marketplace routes it to 50 lenders instantly and shows you every offer.
A good broker adds real value on complex deals. The trade-off is speed, reach, and transparency — you see the offers the broker chooses to show you, on the broker’s timeline.
A marketplace gives you the reach of dozens of lenders, every offer in front of you, and no fee to you. For most standard financing needs, it is faster and more transparent.
EQ Funding routes one application to 50 lenders and shows you the results directly — free, because lenders pay when your deal closes.
No. EQ Funding never charges you — lenders pay a fee when your deal closes. You see offers directly with no markup.
For unusual or highly complex deals, a specialist broker’s relationships can help. For standard term loans, lines, SBA, equipment, and factoring, a marketplace is faster and reaches more lenders.
Yes. One EQ Funding application routes your file to 50 lenders covering both, so you see eq funding marketplace and a traditional broker offers side by side and choose the better deal — instead of applying separately and guessing which is more competitive.
No. Comparing offers uses a soft pull that has no effect on your credit score. A hard inquiry only happens once you accept a specific lender — so there is no downside to seeing both before you decide.
Nothing to you. EQ Funding is paid by the lender when your deal closes — never by the borrower. Because lenders compete, the winning offer is often better than what a single source would have made.
Most applicants see first offers within about 24 hours and can fund in as little as 48 hours after accepting. SBA-backed options take longer but carry the lowest rates.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.