Estimate the startup capital you could qualify for on founder credit and projections — without giving up equity — then compare offers from 50 lenders.
Early-stage businesses rarely have the revenue history a bank wants, so startup capital is underwritten on the founder’s credit, the plan, and the trajectory. This calculator estimates qualifying capital and runway from your founder profile and projected revenue.
These are non-dilutive, debt-based options — you keep 100% of your equity. One application reaches the lenders that fund founders.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Pre-revenue founders with strong credit typically qualify for $25K–$150K through founder-underwritten and SBA microloan products. The calculator estimates a range from your credit and projections.
No. The products here are debt-based — you repay over time and keep full ownership. No board seats, no dilution.
No. The startup funding calculator runs entirely in your browser — nothing is submitted and there is no credit check. When you are ready to compare real offers, EQ Funding pre-qualifies you with a soft pull that has no effect on your score; a hard inquiry only happens if you accept a specific lender's offer.
An estimate uses typical lender criteria and rate bands. Real offers are priced by individual lenders against your actual revenue, time in business, credit, and industry, so they can come in better or worse than the startup funding calculator shows. The point of the estimate is to set expectations before you apply — the real numbers come from comparing actual offers.
Apply once. One 2-minute application puts your file in front of 50 lenders that compete to fund it, with real, side-by-side offers back in about 24 hours and no obligation to accept any of them. You only move forward if an offer actually works for you.
Completely free, with no signup. EQ Funding is also free to you if you apply — lenders pay a fee when your deal closes, never you.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.