Estimate what your business could qualify for across term loans, lines of credit, SBA, and revenue-based financing — then compare real offers from 50 lenders in one application.
This business loan calculator gives you a fast, no-pull estimate of what you could borrow and what the payments look like across the most common products. Move the inputs to match your revenue, time in business, and credit, and the breakdown updates live.
It is an estimate, not an offer. The only way to see real numbers is to apply — one application puts you in front of 50 lenders that compete on rate and term, with offers back in about 24 hours and no effect on your credit.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
A calculator gives you a realistic range based on typical lender criteria, but every lender prices differently. Real offers can come in better or worse than an estimate — the only way to know is to compare actual offers, which one application does in 24 hours.
No. The calculator is just math — nothing is submitted and there is no credit check. A soft pull only happens when you apply to compare offers, and a hard inquiry only when you accept a specific lender.
No. The business loan calculator runs entirely in your browser — nothing is submitted and there is no credit check. When you are ready to compare real offers, EQ Funding pre-qualifies you with a soft pull that has no effect on your score; a hard inquiry only happens if you accept a specific lender's offer.
An estimate uses typical lender criteria and rate bands. Real offers are priced by individual lenders against your actual revenue, time in business, credit, and industry, so they can come in better or worse than the business loan calculator shows. The point of the estimate is to set expectations before you apply — the real numbers come from comparing actual offers.
Apply once. One 2-minute application puts your file in front of 50 lenders that compete to fund it, with real, side-by-side offers back in about 24 hours and no obligation to accept any of them. You only move forward if an offer actually works for you.
Completely free, with no signup. EQ Funding is also free to you if you apply — lenders pay a fee when your deal closes, never you.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.