Estimate your maximum financing by loan-to-value on a commercial property, then compare CRE, SBA 504, and bridge offers from 50 lenders.
Commercial real estate financing is sized by loan-to-value (LTV) — up to ~90% on owner-occupied property and ~75% on investment deals. This calculator estimates your maximum financing and the cash available after existing debt.
Whether you are buying, building, or pulling equity out, one application compares owner-occupied CRE, SBA 504, bridge, and hard-money options — several with no income verification.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Typically 60–75% LTV on bridge and hard-money deals, up to 85% on owner-occupied CRE, and up to 90% on SBA 504. This calculator estimates your maximum based on property value and loan type.
Not always. Asset-based and hard-money lenders underwrite the property value and your equity — no income verification on many deals. Bank and SBA financing does review cash flow. One application compares both.
No. The cre financing calculator runs entirely in your browser — nothing is submitted and there is no credit check. When you are ready to compare real offers, EQ Funding pre-qualifies you with a soft pull that has no effect on your score; a hard inquiry only happens if you accept a specific lender's offer.
An estimate uses typical lender criteria and rate bands. Real offers are priced by individual lenders against your actual revenue, time in business, credit, and industry, so they can come in better or worse than the cre financing calculator shows. The point of the estimate is to set expectations before you apply — the real numbers come from comparing actual offers.
Apply once. One 2-minute application puts your file in front of 50 lenders that compete to fund it, with real, side-by-side offers back in about 24 hours and no obligation to accept any of them. You only move forward if an offer actually works for you.
Completely free, with no signup. EQ Funding is also free to you if you apply — lenders pay a fee when your deal closes, never you.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.