Compare a business term loan offers from 50 lenders for Kentucky businesses — Louisville, Lexington, and Bowling Green and beyond. One application, real offers in about 24 hours, no effect on your credit.
Kentucky runs on automotive manufacturing, logistics, bourbon, and healthcare. Whatever you operate — from Louisville, Lexington, and Bowling Green to the rest of the state — EQ Funding puts your file in front of 50 lenders that compete to fund it, entirely online. One application, real offers in about 24 hours, no effect on your credit to compare.
Instead of walking Kentucky bank branches one at a time, you apply once and the lenders most likely to approve a business like yours bid for the deal. You compare a business term loan side by side and take the best rate and terms — not whatever the first banker happened to offer. SBA-backed options included.
Reach Kentucky’s most active business lenders in a single form instead of applying to each one.
Comparing offers is a soft pull. A hard inquiry only happens once you accept a specific lender.
First offers in about 24 hours and funding in as little as 48 — far faster than a local bank queue.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Yes. EQ Funding serves businesses throughout Kentucky, from Louisville to Bowling Green, entirely online. There is no branch visit — you apply once and compare offers from 50 lenders wherever you operate in the state.
Most Kentucky businesses see first offers within about 24 hours and can fund in as little as 48 hours after accepting. SBA-backed options take longer but carry the lowest rates.
No. The entire process is online — you apply, compare offers, and accept from anywhere in Kentucky. There is no in-person meeting and no paperwork to start; lenders request documents only after an offer is on the table.
Nothing, and no. EQ Funding is free to you — lenders pay a fee when your deal closes, never the borrower. Comparing offers uses a soft pull with no effect on your credit; a hard inquiry only happens once you accept a specific lender.
Most lenders in our network underwrite term loans at 620+, with several specializing in 580–619. Stronger credit (680+) unlocks the lowest fixed rates. We route your file to the lenders most likely to fund your specific profile.
First offers typically arrive in 24 hours. Most business term loans fund in 24–48 hours after you accept. SBA-qualified term loans take longer (14–30 days) but offer the lowest rates available.
Short term business loans (3–18 months) fund quickly and work well for bridging cash flow. Long term business loans (2–10 years) suit equipment, expansion, or refinancing — lower monthly payments at a lower total cost.
Not necessarily. Many term loans in our network are unsecured up to $250K based on revenue and credit. Larger term loans may require a UCC blanket lien or specific collateral.
Yes. We route your file to lenders that offer refinancing for higher-rate term loans, MCA consolidation, and stacked debt cleanup. One application compares all your refinance options in 24 hours.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.