ONE APPLICATION · 50 LENDERS
PRODUCTS · 8 categories
REAL OFFERS · in 24hr
FUNDED · in 48hr
STARTUP CAPITAL · DELAWARE

Startup capital in Delaware.
Banks take weeks.
Offers in 24 hours.

Compare startup capital offers from 50 lenders for Delaware businesses — Wilmington, Dover, and Newark and beyond. One application, real offers in about 24 hours, no effect on your credit.

50
Lender network
competing in parallel
8
Product categories
one application
24hr
To real offers
side-by-side terms
48hr
To funding
from acceptance
Application · step 01 of 06
Funding amount · required

How much do you need?

USD
No effect on credit score2 min to complete256-bit TLS
FUNDING VELOCITY · 30D141%
▸ DEALS WE ROUTE
$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan
01 · STARTUP CAPITAL ESTIMATOR

How much can founders raise — and how long does it last?

Underwritten on founder credit and revenue trajectory, not payment history. Estimate your qualifying capital and the runway it buys at your burn. Real offers from our 50-lender network may differ.
▸ Founder credit score700 · good
500580660720780850
$ Projected monthly revenue$20K
$0$50K$100K$150K$200K
$ Monthly burn$20K per month
$2K$25K$50K$75K$100K
EST · QUALIFYING CAPITAL · LIVE
USD$250,000
~12 months of runway at $20K/mo burn

// What drives the estimate

Founder-credit base
$110K
Revenue trajectory (6×)
$140K
Soft estimate. Real offers from our 50-lender network in 24 hours. No credit pull.
01 · LOCAL FINANCING

Startup capital for Delaware businesses

Delaware runs on finance, chemicals, logistics, and a business-friendly incorporation hub. Whatever you operate — from Wilmington, Dover, and Newark to the rest of the state — EQ Funding puts your file in front of 50 lenders that compete to fund it, entirely online. One application, real offers in about 24 hours, no effect on your credit to compare.

Instead of walking Delaware bank branches one at a time, you apply once and the lenders most likely to approve a business like yours bid for the deal. You compare startup capital side by side and take the best rate and terms — not whatever the first banker happened to offer. SBA-backed options included.

02 · WHY EQ FUNDING

Why Delaware owners apply through EQ Funding

One application, 50 lenders

Reach Delaware’s most active business lenders in a single form instead of applying to each one.

No hit to your credit

Comparing offers is a soft pull. A hard inquiry only happens once you accept a specific lender.

Funded in days, not weeks

First offers in about 24 hours and funding in as little as 48 — far faster than a local bank queue.

02 · OPERATING PROCEDURE

From application
to wire in four steps.

No calls from a dozen lenders, no chasing rates. You apply once — to the lenders you choose with the best terms.
step 01~2 MIN

Tell us your situation.

Six questions. No documents required to start. No effect on your credit score.

step 02~5 MIN

You pick your lenders.

Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.

step 0324-48 HR

Compare real offers.

We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.

step 0424-48 HRS

Sign & fund.

One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.

05 · FREQUENTLY ASKED

9 questions
most businesses ask.

Yes. EQ Funding serves businesses throughout Delaware, from Wilmington to Newark, entirely online. There is no branch visit — you apply once and compare offers from 50 lenders wherever you operate in the state.

Most Delaware businesses see first offers within about 24 hours and can fund in as little as 48 hours after accepting. SBA-backed options take longer but carry the lowest rates.

No. The entire process is online — you apply, compare offers, and accept from anywhere in Delaware. There is no in-person meeting and no paperwork to start; lenders request documents only after an offer is on the table.

Nothing, and no. EQ Funding is free to you — lenders pay a fee when your deal closes, never the borrower. Comparing offers uses a soft pull with no effect on your credit; a hard inquiry only happens once you accept a specific lender.

Yes. Several lenders in our network underwrite startup capital based on founder credit (700+), business plan, and projections. Pre-revenue founders typically qualify for $25K–$150K of startup financing.

Seed funding traditionally means equity from investors (you give up ownership). Startup capital from EQ Funding is debt-based — you keep 100% equity and pay back over time. No board seats, no dilution.

Most startup capital programs require 680+ personal FICO since they underwrite on personal credit rather than business history. Below 680 you can still qualify via revenue-based or equipment financing once you have 3–6 months of revenue.

$10K–$250K is typical for pre-revenue startups. Established but young companies (6–18 months) can qualify for $250K–$750K. Startup capital scales with revenue trajectory and founder profile.

24–72 hours for SBA microloans and personal-guarantee facilities. Equity-style seed funding takes weeks. Our network specializes in fast-funding debt products that preserve your ownership.

READY · APPLICATION OPEN

Apply once.
Get funded.

Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.

No documents to start
No effect on credit score
2 minutes total
First offers in 24hr