Compare revenue-based financing offers from 50 lenders for New Mexico businesses — Albuquerque, Las Cruces, and Santa Fe and beyond. One application, real offers in about 24 hours, no effect on your credit.
New Mexico runs on energy, aerospace, film, and tourism. Whatever you operate — from Albuquerque, Las Cruces, and Santa Fe to the rest of the state — EQ Funding puts your file in front of 50 lenders that compete to fund it, entirely online. One application, real offers in about 24 hours, no effect on your credit to compare.
Instead of walking New Mexico bank branches one at a time, you apply once and the lenders most likely to approve a business like yours bid for the deal. You compare revenue-based financing side by side and take the best rate and terms — not whatever the first banker happened to offer. SBA-backed options included.
Reach New Mexico’s most active business lenders in a single form instead of applying to each one.
Comparing offers is a soft pull. A hard inquiry only happens once you accept a specific lender.
First offers in about 24 hours and funding in as little as 48 — far faster than a local bank queue.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Yes. EQ Funding serves businesses throughout New Mexico, from Albuquerque to Santa Fe, entirely online. There is no branch visit — you apply once and compare offers from 50 lenders wherever you operate in the state.
Most New Mexico businesses see first offers within about 24 hours and can fund in as little as 48 hours after accepting. SBA-backed options take longer but carry the lowest rates.
No. The entire process is online — you apply, compare offers, and accept from anywhere in New Mexico. There is no in-person meeting and no paperwork to start; lenders request documents only after an offer is on the table.
Nothing, and no. EQ Funding is free to you — lenders pay a fee when your deal closes, never the borrower. Comparing offers uses a soft pull with no effect on your credit; a hard inquiry only happens once you accept a specific lender.
Revenue-based financing advances you cash now in exchange for a percentage of future revenue until a fixed amount is repaid. There's no fixed monthly payment — payments scale with your revenue, which protects cash flow during slow months.
A traditional loan has a fixed interest rate and monthly payment. Revenue-based financing uses a "factor rate" (typically 1.1–1.5x) and remits a percentage of daily or weekly revenue. Faster to fund, no collateral required.
No collateral required. Underwriting is based on your monthly revenue trajectory and time in business. Most revenue based financing lenders want 3–6 months of consistent revenue to qualify.
Minimum $8K–$10K monthly revenue for most lenders. Higher revenue unlocks larger advances and better factor rates. Businesses doing $50K+/month typically qualify for $100K+ advances.
Same-day funding is realistic for revenue-based advances under $100K. Larger advances ($250K+) typically fund in 24–48 hours after document collection. No collateral docs, no personal financial statements needed.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.