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BUSINESS FINANCING GLOSSARY

Tax Lien

A government claim against your assets for unpaid taxes. It appears on credit and can block or complicate financing.

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Related terms

Charge-Off→When a lender writes off a debt as unlikely to be collected. It badly damages credit and can still be pursued for collection.FICO Score→The most common personal credit score (300–850). Lenders weigh it to gauge risk; many business products fund from 600, some lower on asset-based deals.

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