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BUSINESS FINANCING GLOSSARY

Seasonal Business

A business whose revenue concentrates in certain months — landscaping, retail, tax prep. A line of credit smooths the off-season.

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Related terms

Draw Period→The window during which you can pull funds from a line of credit. After it ends, the line may convert to repayment-only.Line of Credit (Business)→Revolving capital you can draw on as needed, repay, and reuse — paying interest only on what you draw. Ideal for uneven or seasonal cash flow.

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