Partners Lenders

Term Loans SBA 7(a) & 504 Loans Lines of Credit Revenue-Based Financing Equipment Financing Invoice Factoring Startup Capital Financing Commercial Real Estate

Method Estimator Compare FAQ

Home/Glossary/Retained Earnings

BUSINESS FINANCING GLOSSARY

Retained Earnings

Cumulative profits a business has kept and reinvested rather than paid out to owners. Builds equity over time.

See it in practice

One application reaches the lenders in our network that fit your profile, and firm offers come back side by side. Comparing them has no effect on your credit score.

Compare products ▸

Related terms

EIN (Employer Identification Number)→A federal tax ID for your business, issued by the IRS. Lenders use it to pull business credit and verify the entity.

← All 138 glossary terms

Newsletter

Be the first to hear about EQ Funding’s latest tips, insights, and product offerings.

Capital infrastructure for US and Canadian businesses.

256-bit TLS

Capital

Term Loans SBA 7(a) & 504 Loans Lines of Credit Revenue-Based Financing Equipment Financing Invoice Factoring Startup Capital Financing Commercial Real Estate

Company

About Blog Partners Become a Lender Careers Press Contact

Resources

All calculators Financing glossary NAICS code lookup Lending statistics 2026 SBA loan calculator Term loan calculator Equipment financing calculator Line of credit calculator Factor rate calculator Invoice factoring calculator Compare options Term loan vs. line of credit

© 2026 EQ FUNDING · Vertex Innovation Collective LLCprivacy · terms