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BUSINESS FINANCING GLOSSARY

Non-Sufficient Funds (NSF)

A bounced transaction from too little money in the account. Frequent NSFs on bank statements are a red flag that can sink cash-flow underwriting.

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Related terms

Bank Statements→Monthly records of your business checking activity. Lenders read 3–6 months of them to verify revenue, cash flow, and account health — often the only “document” needed to start.Underwriting→The lender’s process of assessing risk — reviewing revenue, credit, time in business, and bank health — to decide whether and how to fund you.

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