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BUSINESS FINANCING GLOSSARY

Chargeback

A forced reversal of a card payment initiated by the customer’s bank. High chargeback rates can hurt MCA and card-based underwriting.

Go deeperRetail and e-commerce funding ▸

Related terms

Gross Merchandise Value (GMV)→The total value of goods sold over a period before fees and costs. A scale metric for e-commerce and marketplaces.Underwriting→The lender’s process of assessing risk — reviewing revenue, credit, time in business, and bank health — to decide whether and how to fund you.

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