Compare commercial real estate financing offers from 50 lenders for West Virginia businesses — Charleston, Huntington, and Morgantown and beyond. One application, real offers in about 24 hours, no effect on your credit.
West Virginia runs on energy, chemicals, healthcare, and tourism. Whatever you operate — from Charleston, Huntington, and Morgantown to the rest of the state — EQ Funding puts your file in front of 50 lenders that compete to fund it, entirely online. One application, real offers in about 24 hours, no effect on your credit to compare.
Instead of walking West Virginia bank branches one at a time, you apply once and the lenders most likely to approve a business like yours bid for the deal. You compare commercial real estate financing side by side and take the best rate and terms — not whatever the first banker happened to offer. SBA-backed options included.
Reach West Virginia’s most active business lenders in a single form instead of applying to each one.
Comparing offers is a soft pull. A hard inquiry only happens once you accept a specific lender.
First offers in about 24 hours and funding in as little as 48 — far faster than a local bank queue.
Six questions. No documents required to start. No effect on your credit score.
Review the 8–12 lenders matched to your profile and choose who to apply to. Your file goes only to the lenders you select.
We negotiate the best terms with each lender you selected and send you their real offers — side by side on APR, term, and payment.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Yes. EQ Funding serves businesses throughout West Virginia, from Charleston to Morgantown, entirely online. There is no branch visit — you apply once and compare offers from 50 lenders wherever you operate in the state.
Most West Virginia businesses see first offers within about 24 hours and can fund in as little as 48 hours after accepting. SBA-backed options take longer but carry the lowest rates.
No. The entire process is online — you apply, compare offers, and accept from anywhere in West Virginia. There is no in-person meeting and no paperwork to start; lenders request documents only after an offer is on the table.
Nothing, and no. EQ Funding is free to you — lenders pay a fee when your deal closes, never the borrower. Comparing offers uses a soft pull with no effect on your credit; a hard inquiry only happens once you accept a specific lender.
One application reaches owner-occupied CRE term loans, SBA 504 (the lowest-rate way to buy or build owner-occupied property), bridge and hard-money loans for fast or value-add deals, and mezzanine debt for multifamily — so you see the structure that fits your property and timeline.
It depends on the structure. Bridge and hard-money lenders in our network can issue a term sheet in 24–48 hours and fund in as little as 5–15 days on an asset-based deal. Bank and SBA 504 financing prices lower but takes 30–90 days. We route to both so you can trade speed against cost.
Not for every option. Asset-based and hard-money lenders underwrite the property value and your equity and exit — no minimum credit score, no income verification. Owner-occupied bank and SBA financing does look at cash flow (DSCR) and credit. We match your file to the lenders whose criteria you actually meet.
Typically 60–75% of value on bridge and hard-money deals, up to 85% LTV on owner-occupied CRE, and up to 90% on SBA 504. Mezzanine debt can layer on top of existing senior financing without touching it. We route to the lenders offering the highest advance for your property type.
Yes — cash-out refinance and equity takeout are common. Asset-based lenders can fund against trapped equity in owned commercial or multifamily property in 2–4 weeks, and mezzanine lenders can add capital on top of your existing senior loan. One application compares your options.
Owner-occupied commercial buildings, multifamily, mixed-use, industrial, and investment/value-add properties all have a lender in our network. A few types (raw land, special-use, certain investment-only deals) are restricted with specific lenders — we flag fit before you apply.
Six questions. Two minutes. No effect on your credit score. Real offers from 50 lenders within 24 hours.